Snow contractor reviewing a service contract in a plow truck cab at dawn

Free & Fast

Get Your Snow Insurance Quote

One page, the full application — your operation, your winter numbers, your subs and your contracts. It is long on purpose: every answer here is one an underwriter would otherwise ask you for later. We shop the snow and ice market and call you back with a real number.

Fast Callback
During business hours a licensed specialist calls back — usually within one business hour, not a call-center queue.
A-Rated Carriers Only
We only quote carriers that actively write snow and ice — plenty of markets decline this class or bury an exclusion in the form.
No Obligation
Get the number, compare it to your renewal, and decide. No pressure, no auto-binding, ever.

Rather talk it through? Call 844-967-5247 — a licensed agent picks up.

Your business

The basics an underwriter needs before anything else.

Business name*

Year business started*

Description of business*

Residential vs commercial split*

New construction vs existing / remodel*

Where you operate

Street address*

City*

State*

ZIP code*

Class codes

If you know them, list them with the share of operations. If not, leave them blank and we will classify you.

Class code 1 (+ % of operations)

Class code 2 (+ % of operations)

Class code 3 (+ % of operations)

Class code 4 (+ % of operations)

Class code 5 (+ % of operations)

Last 12 months

Prior year gross sales*

Prior year subcontractor expenses*

Prior year employee count*

Prior year employee payroll*

Annual gross sales*

Next 12 months

Best estimates are fine — the audit reconciles the real numbers later.

Estimated gross sales*

Estimated subcontractor expenses*

Estimated employee count (year total)*

Estimated employee annual payroll*

Estimated material costs (salt, brine, fuel)*

Subcontractors

Uninsured subs land on your workers' comp audit, so underwriters ask about this first.

Do your subcontractors have insurance?*

What percent of your subcontractors have insurance?*

Do you need coverage for uninsured subcontractors?*

Largest projects and prior insurance

Five largest projects ever (description + dollar amount)*

Prior insurance carrier name*

Prior policy number*

Prior policy expiration date*

How to reach you

Your name*

Phone*

Email*

Coverage you want quoted

Pick everything that applies — we will tell you what you actually need.

By submitting this form you agree to be contacted by Contractors Choice Agency about your insurance request. Your information is used to prepare your quote and is never sold.